Joseph Lloyd

Lloyd Joseph


No Certifications

Completed Courses:

Physical Healing: 12
Inner Healing: 1
Deliverance: 1

Joe was born in Elkton, Maryland. As the son of an army officer, Joe spent most of his childhood years living in Germany, Hawaii and Kentucky. Following two tours of duty in Vietnam, Joe earned his degree as a Certified Financial Planner. He started his own insurance agency and later became President of a brokerage firm focusing on investments, retirement and estate planning.

Joe accepted Jesus Christ as his personal Lord and Savior after viewing the Billy Graham film, “A Thief in the Night.” In 1995, he was ordained and served as the lead pastor of Faith Full Gospel Church. Drawing upon his training and background in the financial services industry, Joe developed and taught a practical, Bible-based seminar on “Managing God’s Resources” to churches in the Columbia and Howard County area and has counseled hundreds of individuals on getting and staying out of debt. Beginning in 2005, he served as the Business Manager and Pastor of Evangelism at Heritage Community Church in Severn.

In August 2011, Joe birthed Spirit and Life Fellowship which began as a small group of believers meeting in homes and in December 2012 moved to its current location at 6851 Oak Hall Lane in Columbia, Maryland. As lead pastor, he is committed to “equipping the saints for the work of ministry” (Ephesians 4:12), guiding individuals to develop a personal relationship with Jesus Christ, operating in the gifts of the Holy Spirit, and teaching others how to live a victorious, Spirit-led life. His heart's desire is to reach the Columbia, Howard County and surrounding areas with the message of the Gospel.

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